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Can an uninsured driver claim off our car insurance?

During the heavy snow and ice, my dad clipped another car. The bump was almost at zero speed and negligible damage was caused, although contact was made (corner to corner).    This was about 3 to 4 weeks ago and no claim has been made. Today he received a call from the 3rd party asking for a cash settlement for which, in return, he wouldn't call the insurance company.     This screams scam to me. What would stop the guy making further demands? Why hasn't he gone through the insurance company, a nice whiplash claim just after Christmas ... Come on, no-ones a good Samaritan these days... Are they?    So, any comments or advice greatly appreciated. But to my main question, if my dad says no to the cash settlement, can an uninsured driver claim off an insured drivers insurance? ((I personally think the 3rd party is uninsured))    Thanks in advance.

BEST ANSWER:  Try this site where you can compare quotes: http://insure-cheap.info/index.html?src=wikia50r10qqcivCK81



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BEST ANSWER:  Try this site where you can compare quotes: insure-cheap.info


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Can an uninsured driver claim off our car insurance?

During the heavy snow and ice, my dad clipped another car. The bump was almost at zero speed and negligible damage was caused, although contact was made (corner to corner).    This was about 3 to 4 weeks ago and no claim has been made. Today he received a call from the 3rd party asking for a cash settlement for which, in return, he wouldn't call the insurance company.     This screams scam to me. What would stop the guy making further demands? Why hasn't he gone through the insurance company, a nice whiplash claim just after Christmas ... Come on, no-ones a good Samaritan these days... Are they?    So, any comments or advice greatly appreciated. But to my main question, if my dad says no to the cash settlement, can an uninsured driver claim off an insured drivers insurance? ((I personally think the 3rd party is uninsured))    Thanks in advance.

BEST ANSWER:  Try this site where you can compare quotes: insure-cheap.info

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